A Fintech Billion

Fintech (financial technology) is a sector which has flourished in recent years, with technology revolutionising how we spend, save and receive money in the 21st century.

Many of the fintech startups that have popped up in the last couple of decades have already gone on to see great success, with numerous fintech firms hitting a valuation of $1 billion.

For some, it’s been a long journey to reach that billion-dollar mark, adapting and diversifying over the years, but for others, the rise has been meteoric.

We’ve looked at 100 of the biggest fintech companies in the world, to see just how long it took them to reach a valuation of $1 billion.

Time Taken to Reach $1bn




Time Taken in Years


Year of $1bn

Years Taken
to $1bn

Average Time Taken to $1bn

Looking across each of the 100 companies that we analysed, the average time taken to reach that magical $1 billion mark fell at 7 years and 2 months, which is still a very quick time to turn a business from a brand new startup to a billion-dollar enterprise, showing just how quickly the world’s top fintech firms are finding their feet and making a success of things.

The Quickest Countries to $1bn

Of the 100 fintech companies that we looked at, almost half (46%) were based in the USA, with 13 founded in China and 10 in the UK.

Of those which were home to more than one fintech company, those in Australia had the quickest journey to $1bn, doing so in four years, on average, while those in the Netherlands took 14.



Number of

Average Years
to $1bn